OCTOBER 2019CIOAPPLICATIONS.COM4ContentsMICHAEL CARREL, SVP-IT & CIO, ENTERPRISE APPLICATIONS, NATIONWIDEHow IT Transformation is Enabling Nationwide's DigitizationPg 16 - 17CIO INSIGHTS18MetrixData 360Making Software Licensing More Cost-EffectiveCONSULTING/SERVICES COMPANIES - 2019 TOP 10AUDITMANAGEMENT Mike Austin, Director
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