Copyright © 2020 ValleyMedia, Inc. All rights reserved. Reproduction in whole or part of any text, photography or illustrations without written permission from the publisher is prohibited. The publisher assumes no responsibility for unsolicited manuscripts, photographs or illustrations. Views and opinions expressed in this publication are not necessarily those of the magazine and accordingly, no liability is assumed by the publisher thereof.NOVEMBER, 06 2020, Volume 06 - Issue 27 (ISSN 2644-240X) Published by ValleyMedia, Inc. To subscribe to CIO ApplicationsVisit www.cioapplications.com Managing EditorJoe Phillip*Some of the Insights are based on the interviews with respective CIOs and CXOs to our editorial staffSalesSebastian Jacobsebastian@cioapplications.comEmailsales@cioapplications.comeditor@cioapplications.commarketing@cioapplications.comContact UsPhone: 510.330.5174Fax: 510.894.8405EditorialTransforming the Financial Ecosystem with InnovationSince the turn of the century, the rapid evolution of technology has become the most disruptive and strategic force in the financial ecosystem. With the deployment of AI-powered apps for investments and sophisticated robots, emerging financial technology (fintech) vendors are significantly boosting the operational efficiencies in the realms of retail banking, capital markets, and asset management. Simultaneously, by developing solutions that leverage leading-edge technologies such as blockchain and cryptocurrencies, fintech firms are transforming security, fraud detection, regulation, and financial analytics arenas.Moving forward, more advanced fintech services are predicted to become mainstays in financial institutions and modern-day users. This transition, combined with the advent of cloud computing, is enabling the development of newer, personalized solutions and procedures that will allow individuals to seamlessly access their banking profile, pay and transfer money with automatically converted currencies, and more. Alternatively, fintech companies are poised to create services with long-term implications to help banks traverse the increasingly complicated financial regulatory landscape. The new digital realm of fintech, driven by algorithms and customized portfolio management, is at the heart of several companies featured in this edition of CIO Applications. In this edition, the curators have dived through many fintech solution providers, changing market trends, and client requirements, along with a sneak peek into what the future of fintech would look like. We hope the insights from the many thought-leaders and innovative solutions will help you make informed decisions for your enterprise.Let us know your thoughts. Joe PhillipManaging Editoreditor@cioapplications.comJoe PhillipGraphics & ArtChris LynnEditorial StaffBen JacksonDaniel HolmesEzra BenjaminJune MichaelRose DcruzSenior WritersClara MathewLeah JaneRoyce D'Souza
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