FEBRUARY 2018CIOAPPLICATIONS.COM4PG10COVER STORYHow Data is Changing CreditMichael Schlein, President & CEO, Accion1717De-mystifying Budgeting and Forecasting SolutionsKevin Held, CFO, TradingScreen2222Understand How Your Customer Makes MoneyLindsey Nelson, VP-Sales Productivity, CareerBuilder25Retail Returns: A $440B Headache that Technology and Data Analytics can SolveEric Moriarty, VP, B-Stock Solutions202025Kirk Krappe, Chairman & CEO
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